Why using a local insurance agent is more beneficial

A local independent insurance agent like Dehmer Insurance Agency in Madison, Mississippi, offers flexibility, personalized service, and a broader selection of policies, making them a strong choice for most insurance shoppers.

Using a local independent insurance agent like Dehmer offers several advantages over

working with captive or direct agents:

Wider Range of Options: Independent agents represent multiple insurance companies, so they can shop around and present you with a variety of coverage options and price points. This increases your chances of finding a policy that best fits your needs and budget, unlike captive agents who are limited to a single insurer’s products.

Potential for Lower Premiums: Because they can compare offerings from different carriers, independent agents are often able to find you better rates and more competitive premiums than captive agents, who can only offer what their company provides.

Personalized and Impartial Advice: Independent agents work for you, not for an insurance company. Their recommendations are based on your best interests, and they can provide unbiased advice about which policy is most suitable for your situation.

Convenience and Efficiency: You only need to provide your information once, and the independent agent will handle the process of obtaining and comparing quotes from multiple insurers, saving you time and effort.

Ongoing Relationship and Advocacy: If your needs change or your rates increase, an independent agent can help you switch to another carrier without you having to find a new agent. They can also advocate for you if you have claims or billing issues, acting as your representative with the insurance company.

Local Knowledge and Community Focus: Local independent agents understand the specific risks and requirements in your area and are often active members of the community. This local insight can be valuable in tailoring your coverage.

Ability to Handle Unique or Complex Needs: If you have special circumstances-such as a poor driving record or unique property-independent agents have access to a broader array of insurers, including smaller or specialty companies, increasing your chances of finding suitable coverage.

Steele Dehmer of Gluckstadt is the agency owner at Dehmer Insurance Agency in Madison, Mississippi.