How Safety Features Impact Your Insurance Costs

Modern vehicles come equipped with advanced safety features that not only protect drivers and passengers but also influence insurance premiums. Here's how:

Key Safety Features That Lower Costs: Features like anti-lock brakes, airbags, electronic

stability control (ESC), and advanced driver assistance systems (ADAS) such as lane departure warnings and automatic emergency braking reduce the risk of accidents, making vehicles safer to insure.

Financial Benefits: Insurance companies often offer discounts for cars with these technologies. For example, cars with anti-theft devices or rearview cameras may qualify for lower premiums.

Long-Term Savings: While vehicles with advanced safety systems may cost more upfront, they can lead to significant savings on insurance premiums over time.

When shopping for a new car, consider its safety features and discuss potential discounts with your insurance agent. These features not only keep you safe but can also make your policy more affordable.

Steele Dehmer of Madison is the Agency Owner at Dehmer Insurance Agency.