Five Questions to Ask Before Buying Auto Insurance

Choosing the right car insurance is about more than just the lowest price. These five questions will help you make a smarter, more confident decision.

Ask Your Agent:

·      What’s my deductible and can I change it?

A higher deductible might lower your premium, but make sure it’s affordable if something happens.

·      Is roadside assistance included?

Some policies include towing, battery jumps, or lockout help.

·      How will my driving record impact my rate?

Past accidents or tickets can affect premiums, but not all companies weigh them the same.

·      What if I’m hit by an uninsured driver?

Mississippi has a high rate of uninsured motorists. Make sure you’re protected.

·      Are rental cars covered if mine is in the shop?

Ask about rental reimbursement coverage. It’s affordable and often overlooked.

Bonus Tip: We’re an independent agency, so we shop multiple carriers to find the best fit for you.

Steele Dehmer of Gluckstadt is the agency owner at Dehmer Insurance Agency in Madison, Mississippi.